In life,
human needs are never thought, they are usually realized over time, a child is
never thought she or he needs air to breathe or food to eat, the hunger for
both comes naturally, same way over time young adults, the need to make or earn
a living comes up, for many especially those who plan to one day have a family
or already have one, there is going to be a desperate need for shelter, that is
owning a house. The problem with satisfying this need is the fact that not many
understand how this need is exactly met, why? Simply because there is a huge
veil of ignorance blinding many, this veil is what makes many weigh their personal
wants over their need when it comes to owning a house; this is why I felt the
need to write on owning your first house.
The basic
truth no one tells you, is that there is a huge difference between your first
house and your dream house, a lot of people think they are the same, hence why
you can find a 40 year old with an averagely good job but yet to be a home
owner, it is the same reason why a fellow who has held an averagely paying job
of 100k to 250k naira for close to 15 years but yet to be a home owner, it is
usually because such a fellow has subscribed to ignorance believes that almost
never happens, the most common examples of these believes are;
·
The belief they are likely to hit it
big in future, and only then can they make proper moves towards owning a home
·
The idea of waiting to attain a
promotional level at work before planning for a house
Are we
saying these will never happen, no but it is always better to work with whatever
you have now than wait for your big payday, according to our research at
Built-Advice Nigeria, if you are earning anything from 150k naira per month or
even 1.5M per annum, you can afford to plan for your first house, as there are
affordable 300-600 square meter lands you can get, which have a strong value
increase prospects, and within a few years as you come to better financial
capabilities, you become a home owner, and you see that your dream house with a
pool, multiple guest bedrooms, marble finishes, Turkish or old French country furniture,
billiard table, study or library, 10-12 seat dining area, it can come later in life
when you eventually hit is big.
If you
continually refuse to do this, the result will be you watching those below you
build a house, even if it is a small 2 bedroom property, it sounds funny and
below your standards now, but the fact is, no matter how big your current
residence is, once it is not yours, it is not yours, as long as you are paying
rent, a fellow who built a single bedroom house is more secure than you, the
interesting thing is that fellow can be your driver or the errand clerk in your
office.
One of the
biggest mistake and most ignorant thing people do when they start earning
money, no matter how little, is put too much pressure on their first house or
property, and so they spend so much money buying such pressures in rented properties,
year after year, meanwhile a piece of building block costs around 200 naira
while a bag of cement is just around 1,500 naira.
A wise
fellow once said “if you are born disadvantaged, it is not your fault, if you
die disadvantaged; it is almost entirely your fault”, how completely true this
is, no one can tell, but you cannot deny the fact that there is a strong
element of truth in it. There is a reason why young people have complaints
about life while old people have regrets, it is simply because although life
seems unfair, old people always come to the realization that life gives
everyone a series of opportunities to change one’s fate, these are usually
spread all across each individual’s lifetime, it is left to the individual to
discern properly how to act on these opportunities.
If you are
in need of help or want to make some inquiries, feel free to send a direct
message or put a call through using the cell digits provided, and you will get
direct access to one of our professional consultants.
Thanks for
reading
Do have an
awesome day.
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